Calculating Investment Returns in China (RMB)
How to calculate ROI for Chinese stocks, funds, and property using RMB. Understand percentage gains and losses.
Determine the percentage increase of utility bills, subscriptions, and recurring expenses so you can budget better.
Track Your Monthly Bill Hikes
A bill increase impacts your monthly budget directly. It can be caused by higher usage, rate hikes, or new fees. Monitoring usage and comparing providers can help you mitigate these increases.
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Hike Formula:
Bill Increase % = ((New Bill โ Old Bill) รท Old Bill) ร 100Energy prices are volatile. A 10% increase in your bill might be due to a rate hike, while a 50% increase likely means you used more energy (usage increase). Check your bill for "Rate per unit" to calculate the pure price hike.
$100 to $120
Result: 20% increase
$50 to $45
Result: 10% decrease
$200 to $250
Result: 25% increase
$60 to $65
Result: 8.33% increase
$300 to $400 (Winter)
Result: 33.33% increase
$150 to $155
Result: 3.33% increase
$80 to $90
Result: 12.5% increase
$30 to $35
Result: 16.67% increase
$250 to $275
Result: 10% increase
$120 to $100
Result: 16.67% decrease
$15 to $18
Result: 20% increase
$500 to $600
Result: 20% increase
$45 to $50
Result: 11.11% increase
$90 to $110
Result: 22.22% increase
$1000 to $1100
Result: 10% increase
Seasonal usage (AC in summer, heat in winter) is the #1 cause. Rate hikes (price per kWh) are #2.
Compare same month to last year (e.g., July 2024 vs July 2023) to eliminate seasonal variance.
How to calculate ROI for Chinese stocks, funds, and property using RMB. Understand percentage gains and losses.
A guide to salary growth in China. How to calculate your pay raise percentage in RMB and understand net vs gross salary increases.
Avoid these 5 math errors that ruin your percentage calculations. Learn why you shouldn't just "add" percentages together.