
Calculating Investment Returns in China (RMB)
How to calculate ROI for Chinese stocks, funds, and property using RMB. Understand percentage gains and losses.
Stacked discounts multiply, they do not add: Final = Price × (1 − p1/100) × (1 − p2/100). Example: $100 with 30% then 10% is $63 (37% effective), not $60. Real off-tag % = (Was − Sale) ÷ Was × 100.
Last updated 2026-11-04 · Reviewed by Oguzhan Aydin
Result
$63.00
$100.00 × (1 − 30/100) × (1 − 10/100) = $63.00 (effective 37.00%, not 40%)
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Formula:
Final = Price × (1 − p1/100) × (1 − p2/100)| Deal | Wrong (add) | Correct (stack) |
|---|---|---|
| $100 · 20% + 10% | $70 | $72 |
| $100 · 30% + 10% | $60 | $63 |
| $100 · 50% + 20% | $30 | $40 |
$100 with 30% then 10%
Result: $63 final (37% effective, not 40%)
Was $200, sale $140
Result: 30% real discount
Cart: $80 @30% + $50 @20%
Result: Save $34; pay $96
Apply each percent in order to the remaining price. 30% then 10% on $100 is $100 × 0.7 × 0.9 = $63. Adding 30 + 10 = 40% would wrongly give $60.
Divide (was − sale) by was and multiply by 100. If the sale is higher than was, it is not a discount.
Yes. Enter up to five item prices and their percent offs. The calculator sums the savings line by line.

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